Terms of Service

By creating an account on ExecutorEstate.com (the “Platform”) you agree to be bound by these Terms of Service (“Terms”). If you don’t agree, please don’t use the Platform.

These Terms are a binding contract between you and ExecutorEstate (“we,” “us,” or “our”). Read them carefully. Read the Privacy Policy too — it’s part of this agreement.

ExecutorEstate is: a secure digital vault and coordination tool. We let you store documents, photos, videos, account information, and personal messages; designate people you trust (executor, deputies, heirs); and configure a verifiable, time-locked release of that information after your death has been confirmed by a quorum of those trusted people.

ExecutorEstate is NOT a law firm. We do not draft legal instruments (wills, trusts, powers of attorney, deeds, healthcare directives, etc.). We do not provide legal advice. We are not a substitute for a licensed attorney in your state.

ExecutorEstate is NOT a fiduciary, executor, trustee, or asset custodian. We do not hold, transfer, distribute, or invest your money, securities, real property, or other assets. Your Will and your designated executor are the legal authority for actual asset distribution. The Platform makes the information your executor needs available to them at the right time; it does not act on their behalf.

ExecutorEstate is NOT a funeral, burial, cremation, or human-remains-disposition provider. We do not sell, broker, escrow, or otherwise provide any funeral merchandise or funeral services, cemetery merchandise or cemetery services, or any other product or service relating to the disposition of human remains. No payment due under these Terms is, or is intended to be, a “pre-need” funeral or burial contract, a funeral or cemetery merchandise contract, a death-benefit insurance policy, or any other regulated contract for disposition of human remains under the laws of any state.

ExecutorEstate is NOT a death-verification authority. We rely on the death certificate uploaded by your initiator, the verification step performed by a Platform administrator, and the quorum of people you named on your plan. We make no guarantee of authenticity beyond the evidence those people provide.

ExecutorEstate’s fees are split into a small upfront charge for setting up your account and a larger, services-rendered fee that becomes payable only after your death has been verified and your release has completed.

Account setup fee: $199 (one-time). Due at signup. This covers identity verification, initial vault provisioning, video provenance capture, plan template configuration, and onboarding support. It is non-refundable except as required by applicable law.

Post-death service fee: $2,500. Payable by your estate, after your release has completed and your designated heirs have received access to your documents. This fee compensates ExecutorEstate for the ongoing services rendered to you during your lifetime (continuous vault storage, Bitcoin-anchored tamper evidence, plan version maintenance, invitation management, release-process administration, and audit-log retention). It is structured as a contract creditor claim against the estate under the probate code of your state of residence (e.g., Texas Estates Code Chapter 355). Your service contract with us is referenced in your will or estate plan; your executor presents our claim during probate.

The exact contract language for the post-death fee is being finalized in consultation with a Texas estates attorney and will be referenced in the service contract you sign at signup. The fee is for services rendered, not a gift or bequest, and is not contingent on the size of your estate.

No insurance product. The post-death fee is not a death benefit and is not paid by an insurance carrier. It is a fee for services we performed for you during your lifetime, payable from your estate at the same priority as other contract-creditor claims under your state’s probate code.

To use the Platform you must:

• Be at least 18 years old.
• Have the legal capacity to enter into a contract under the laws of your state of residence.
• Reside in the United States. We don’t currently support users outside the U.S.
• Not be currently barred from using the Platform under any prior termination by us.
• Be a resident of a state where we are currently accepting sign-ups. We can’t accept users from Louisiana or Massachusetts at this time (state law gaps relating to fiduciary access to digital assets) and accept users from other states (California, Florida, New York, New Jersey, Michigan, Ohio, Missouri, Oklahoma) on a waitlist basis pending state-counsel review.

You’re responsible for keeping your account credentials confidential and for all activity that happens through your account. We strongly require two-factor authentication (“MFA”) and your account holds documents that matter to your family — treat it accordingly.

If you suspect unauthorized access, notify us immediately at the contact below and change your password.

You own what you upload. Documents, photos, videos, written instructions, personal messages — these are yours. We don’t claim ownership of any of it.

By uploading content, you grant us a limited, non-exclusive license to store, transmit, encrypt, fingerprint (SHA-256), timestamp (via OpenTimestamps + the Bitcoin network), and display that content back to you and to the people you have specifically named for access — solely so we can operate the Platform. We don’t use your content for advertising, model training, or any purpose outside the Platform’s release workflow.

You can delete content from your vault at any time before a release has completed. After a release has completed, your heirs have access to the documents you designated for them under the schedule you set; those documents may persist through the audit retention period described in the Privacy Policy.

You agree NOT to:

• Use the Platform to store content you don’t have the legal right to store.
• Initiate a release based on false information or a forged death certificate. False initiation is recorded as a permanent audit event and may have serious legal consequences for the initiator.
• Attempt to access another user’s account, content, or release plan without authorization.
• Reverse-engineer, scrape, or use the Platform to build a competing service.
• Use the Platform for any purpose that violates U.S. federal law or the law of your state.

The Platform releases documents only after:

• A person you’ve named with initiator authority (typically your executor or one of your deputies) submits a death certificate together with a sworn statement attesting to your death under penalty of perjury.
• A Platform administrator reviews the certificate and verifies it.
• The quorum of named people you configured (executor + other required signers, plus a threshold of quorum members) confirms participation.

You can cancel any active release against your plan from your account at any time while you’re alive — the “wrongful death” safety valve.

If any of your required signers don’t respond within the grace period you configured, their cascade fallback is automatically promoted to take their place.

Every document you upload is fingerprinted with SHA-256 and anchored to the Bitcoin blockchain via the OpenTimestamps protocol. This produces a tamper-evident timestamp — anyone, years later, can verify that the file you stored on the date you stored it has not been altered.

We do not transact in or custody Bitcoin or any other cryptocurrency. We use only the public timestamp commitment functionality of the network. You do not need a Bitcoin wallet to use the Platform.

We rely on third parties to operate the Platform — our database provider (Supabase), hosting (Vercel), the Bitcoin timestamp protocol (OpenTimestamps and its calendar servers), and others. Their availability and policies are outside our control. We may add or change service providers over time.

You can terminate your account at any time. If you do, your content is removed except where retention is legally required, where it is part of a release event already in progress, or where it is part of an audit record of a completed release.

We may suspend or terminate your account if you violate these Terms or use the Platform in a way that harms other users or the integrity of the release process.

The Platform is provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Platform will be uninterrupted, error-free, or that any defect will be corrected. We do not warrant the accuracy or completeness of any content you upload — that’s on you.

To the maximum extent permitted by law, our total liability to you for any claim arising out of or relating to these Terms or the Platform is limited to the greater of (a) the fees you paid to us in the 12 months preceding the claim, or (b) one hundred U.S. dollars ($100).

We are not liable for indirect, incidental, special, consequential, or punitive damages, including lost profits or lost data, even if we’ve been advised of the possibility of those damages.

You agree to indemnify and hold us harmless from any claim, loss, or damage arising out of (a) your use of the Platform, (b) your content, or (c) your violation of these Terms or any law.

We may update these Terms from time to time. If we make a material change, we’ll notify you by email and on the Platform before the change takes effect. Your continued use of the Platform after the change means you accept the updated Terms.

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles.

Any dispute arising out of or relating to these Terms or the Platform will be resolved in the state or federal courts located in Harris County, Texas, and you consent to personal jurisdiction in those courts.

Questions about these Terms? Email us at rudycced@gmail.com.